Beijing banks pull the plug on the third suite Loan
(Reporter intern Zhao Yiwei Qi Shen Yan) reporter visited the city found a number of commercial banks, issuing loans to individual suites on the third still "lenient" the bank outlets have been closed yesterday. According to a banking industry source disclosed that the China Banking Regulatory Commission received an oral notice demanding the implementation of the third suite credit policy, banks have taken emergency order "blanket" stop the Third Suite loans.
China Banking Regulatory Commission responded to, grant loans for the third suite, the CBRC to the bank's requirements are: high price for commodity housing, rising too quickly, supply areas, commercial banks according to risk status , suspended the third set and over to buy housing loans. On the loan to buy a third set and over housing loan down payment and loan interest rates should be substantially increased, the specific risk management by commercial banks in accordance with the principle of self-determined.
"loans last month, it also was the result of a hesitation now miss the trip." Wants to buy "school room" the very fact that said he was half a month ago at Century City branch of CITIC Bank a credit counseling department was informed that although he and the President have been recorded mortgages, home buyers will be required again as the third set, but still can get loans, only the down payment ratio will be increased to 5.5 percent, while interest rates go up 20% .
's Office learned from the bank industry, although the China Banking Regulatory Commission requirements for commercial banks are still "under risk conditions," the "mobile" conditions, but the banks out of precaution, take the initiative to stop lending to the Third Suite. It is understood that the Bank of China, Industrial and Commercial Bank of China, Agricultural Bank and other state-owned banks since several of this year in May, "Beijing 12" issued after the third suite has a full cessation of loans, and CITIC Bank, the investment bank said it had just received some outlets stop lending notice.
industry, said in Beijing 34.2 billion in personal loans, mortgages as high as 95%, 60% for primary mortgage, secondary mortgage about 35%.
